Axos ONE® — Savings + Checking

Get paid sooner with Axos.

Get your paycheck up to 2 days early – so your money starts working for you faster.

Trustpilot • 5-star

“It was easy to connect with Axos. They’re actually dedicated to true service of the customer.”

— Trustpilot reviewer, Feb 2026
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High-yield savings.

Why let cash sit idle? Earn up to 4.21% APY* on savings and 0.51% APY* on checking when you meet requirements.




*APY is variable and may change. Qualification requirements apply for promotional rates. Fees may reduce earnings. Early payday depends on timing of payer deposit.